Home Warranties

Your home is one of the biggest investments you'll ever make. After you've bought a new home it's time to take care of the protection. A home warranty is an optional service that covers repairs and replacements of home systems and appliances for a specified amount of time. Find a company you trust and select a plan that covers the systems and appliances essential to your home.


Compare Reviews for The Best Home Warranties Companies

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The Home Service Club

0 Reviews

Our core focus on home warranty plans has allowed us to build a large and versatile service network and become and industry leader and innovator in the field of home warranty plans.We are available online 24/7 and by phone (during business hours) to take service requests from our customers across 49 states. Here at The Home Service Club, we pride ourselves on our superior customer service.

Home Warranty of America

0 Reviews

At Home Warranty of America, Inc. we have built our business on simplifying the lives of our customers and helping them immediately, in times of great need and uncertainty. We strive to always offer our customers fast, easy solutions with our network of qualified service technicians.

HomeServe

0 Reviews

HomeServe offers a variety of plans that cover electrical wiring, gas fuel lines, plumbing, cooling and heating systems. Depending upon where you live, costs for HomeServe plans have an average starting price of $5.49 a month. Combination plans are also available if you want to mix and match. You can cancel within 30 days for a full refund. Call customer service 24/7. There are no deductibles, and covered repairs have a one-year guarantee.

OneGuard Home Warranties

0 Reviews

OneGuard Home Warranties is the premier home warranty that's currently available in Arizona, Nevada and Texas only. Not only do we cover your home systems and appliances, but we also offer an array of home maintenance services. From carpet cleaning and window washing to sprinkler repairs, you can rest assured that OneGuard Home Warranties will be there to help remove more hassles. Look no further, and contact us today to get a quote.

HMS Home Warranty

0 Reviews

For over 40 years Cinch Home Services (formerly HMS Home Warranty) has been committed to making home ownership easy by working with real estate professionals, home buyers and sellers to provide affordable coverage for mechanical failures of major home systems and appliances.

Home Warranty

What exactly is are such firms? This is a common question that often comes to our minds. We have to bear in mind that this form of warranty is completely different from homeowners insurance. When we talk about home insurance, we refer to an insurance policy that takes care of unforeseen perils such as hails, fires, property crimes, and also some types of water damages that may leads to some problems with the entire structure of the building or a part of it. On the other hand when we talk about the roles and functions of the best home warranty companies, we refer to companies that offer a warranty. Such a warranty is basically a contract that is established between such a warranty company and a homeowners insurance.

Such a contract helps the homeowners to get discounted rates for various replacement and repair services of major home components. These include different types of home equipment other such appliances. Further, when we talk about this kind of warranty, it also covers various other household appliances that are commonly used. People go in for such types of warranties because quite often, homeowners insurance does not take care of these components. Further, the cost of having them fixed will not be able to meet the deductible element of the insurance policy.

This type of warranty may also cover major appliances that are used in homes. This is perhaps one of the main reasons why there is a going demand for home warranties. In this article we will try and address some common issues pertain to such home warranties. These are based on inputs from various sources including some of the best home warranty company reviews. We are sure it will be informative and help our readers to get the right knowledge with regard to home warranties.

Guide To Home Warranties

However, before going in for such warranties, there are a few important things that one must bear in mind. It is a great way forward to have some basic idea which may help the customers to get the best out of such home warranties. We are listing down a few of the important points to be considered before going in for home warranties.

  • To begin with, we have to bear in mind that these service providing companies enter into agreement with service providers who are approved. Hence, when some home appliance that is part of the agreement breaks down, the homeowner can call the service providing company. They visit your home and complete the repair job. The homeowner is required to pay only a fee along with the money spent for purchasing the warranty.
  • However, the customers who are keen on such home warranties should also keep a few more things in mind. Home warranties cost big money and in most cases the cost of taking such warranties could run into hundreds of dollars per year. This money has to be paid upfront or in the form of instalments, provided the service provider has the facility for such staggered payments. The cost of the warranty could vary and would depend on many factors. These include the type of property (detached, single-family, townhouse, condo or duplex). Further, it would also depend on the type of plan the customer has subscribed for.

Types of Home Warranties

There are two broad categories as far as home warranties are concerned. One is the basic one and the other one is the extended one. Under this broad heading there are some major subdivisions and we are listing down some of the most important ones.

  • Appliance and system warranties.
  • Warranties covering home structures
  • Home warranties for remodelling.
  • Service contracts and extended warranties.
  • Warranties covering household appliances. (These are sold when you buy some appliances from online or brick and mortar stores)
  • General liability insurance.

How much Does Home Warranty Cost?

As mentioned above, this type of coverage are quite expensive. Though the costs do not vary too much with the age of the property, there are a few factors that must be borne in mind. If the home is below five thousand square feet, the service costs will not fluctuate too wildly. But you need to bear in mind a few factors. The warranty does not cover structures such as guest houses and other separate constructions. However, garages are to be included as a part of the entire warranty.

There are also other charges apart from the premium. This is referred to as the service fee. It also is referred to as trade call fee. This could be around $75 and could go up to $125 each occasion the service provider has to get somebody to visit the home to examine the problem. Having this facility does not mean that every expense will be covered under the same. There could be some expenses that may be left uncovered and therefore you may have to spend for such uncovered expenses.

Home Warranty FAQs

Here are some common FAQ pertaining to these warranties.

How is this warranty different from home insurance?

The main purpose of homeowners' insurance is to ensure that your home stays protected from untoward happening like theft, fire or natural mishap. On the other hand this type of warranty can help you to stay protected as far as the home appliances and systems are concerned. This could happen due to normal wear and tear.

Home Much Does It Cost?

The cost of such types of warranties is dependent on many factors. It depends on the type of plan you choose and the Trade Service Fee you wish to pay.

What exactly is Trade Service Call Fee?

The trade service fee will depend on the pre-set fee that you decide to opt for when you are purchasing a product of this type. Hence there cannot be a straight jacketed call fee and would again vary on the plan that you choose.

We believe that we have been able to give our readers a reasonably good idea about this type of warranty. They also would have been able to find out the difference between a Home insurance and a warranty covering homes. However, it does make sense to go in for such a plan because of the obvious benefits that come associated with it.